Liberty Home Guard Review

avatar for Mitchell Layton

Author

avatar for Mitchell Layton

Author

Mitchell Layton

Mitchell Layton is a former professional mover who currently lives in Philadelphia, Pennsylvania. Mitchell spent years packing and moving for REAL Rock N Roll Movers, a commercial and residential moving company based in Los Angeles that’s primarily staffed with up-and-coming musicians. That gave him plenty of experience navigating box trucks up and down the winding streets of LA. In addition to moving hundreds of happy customers into new homes and apartments all across Southern California, Mitchell has also performed corporate moves on company lots for Nickelodeon, Warner Bros, Universal Studios, Paramount, and more. After pouring blood, sweat, and tears into his profession, Mitchell has all the helpful tips you need for your next move.

avatar for Andrew Dunn

Reviewer

Andrew Dunn
avatar for Andrew Dunn

Reviewed By

Andrew Dunn

Senior Editor

Andrew Dunn is a veteran journalist with more than 15 years of experience reporting and editing for local and national publications, including The Charlotte Observer and Business North Carolina magazine. His work has been recognized numerous times by the N.C. Press Association and the Society of American Business Editors and Writers. He is also a former general contractor with experience with cabinetry, finish carpentry and general home improvement and repair. Andrew earned a degree in journalism from the University of North Carolina at Chapel Hill, as well as a certificate in business journalism. He lives in Charlotte, N.C.

Last Updated

May 8, 2025

Liberty Home Guard (LHG) is the best all-around home warranty provider on the market—simple as that. It stands out for its strong customer reviews, solid reputation, and extensive customization options. This means you can tailor your plan to fit your home’s actual needs instead of paying for coverage that doesn’t apply to you.

For homeowners who want broad protection, Liberty’s Total Home Guard plan is the best bet. At $60 a month, it covers all major systems and appliances without any surprises. And if you need coverage for extras — think pool equipment, sump pumps, or even a second fridge — LHG offers 42 add-on options, more than any other provider. Add-ons let you customize your plan by covering things a basic warranty doesn’t include, so you only pay for what you actually need.

At the end of the day, a home warranty is only worth it if it actually covers your repairs. Some companies charge $80–$90 a month for premium plans, but Liberty keeps its pricing in the $50–$60 range while maintaining one of the best reputations in the industry for honoring claims. If you want peace of mind without overpaying, Liberty is one of the smartest choices out there.

In this article, I’ve ranked Liberty according to Today’s Homeowner’s specific criteria, taking into account the company’s plans, coverage, affordability, reputation, customer service, and more. Read on to see how we ranked Liberty Home Guard and how it stacks up against the best home warranty companies.

Table of Contents

Why You Can Trust Us

Here’s how we ranked and reviewed the nation’s top home warranty companies to bring you the most accurate information. Read our full Home Warranty Review Methodology for more details.

78 companies reviewed

152 quotes collected

6 rating factors

Liberty Home Guard: Best For Customization

Liberty Home Guard impressed me with its customizable coverage options and glowing online reviews. Most home warranty providers have overwhelmingly negative reviews from customers, but Liberty Home Guard scored 90% positive reviews on most third-party sites, higher than any of the competition I researched.

Another thing I like is that Liberty offers 42 add-on options (including uncommon options like trash compactors, casita guest units, and reverse osmosis water filtration systems), more than any other home warranty provider in the industry. Liberty also covers up to two portable window air conditioning units per home, which most competitors neglect.

I found that LHG is one of the few home warranty companies that provides a 24/7 online chat tool. I used the tool while secret shopping and connected with an LHG representative in less than two minutes. This is a major perk for potential buyers, giving them near-instant access to help from a customer service agent.

Some other features I like are that LHG provides a 60-day workmanship guarantee for all completed repairs. Most home warranties only offer a 30-day guarantee. Liberty also provides coverage in all 50 states — something very few providers can match. If you own rental properties or need to move across the country, you can keep your home warranty protection from LHG regardless of your location.

First, and most importantly, Liberty Home Guard has received an increase in negative reviews recently, and its A+ rating was revoked by the BBB in January 2024. It still has a 4.5/5 star rating overall, which is impressive in its own right, but its rating removal gives me pause.

Additionally, Liberty Home Guard isn’t overpriced, but its rates start higher than most of the competition. Its most affordable plan costs $49.99 a month, which may be an obstacle to those looking for cheaper coverage. Likewise, while Liberty has decent coverage caps for most covered items, it limits electrical and plumbing systems to $250 per claim within the first 90 days of sign-up. After 90 days, LHG increases the electrical and plumbing limit to $500, which is still significantly lower than its standard $2,000 coverage limit.

Another downside worth mentioning is Liberty Home Guard’s service call fee structure. When you pull a quote, the company doesn’t display its service call fee options. Instead, it assigns the fee after you purchase a home warranty plan. We called an LHG representative and confirmed that the service call fee ranges from $65 to $125 per claim.

Lastly, Liberty is a fairly new company that’s only been around since 2017, so it lacks the decades of experience that other providers have. First American Home Warranty has been around for more than 35 years, and American Home Shield has been in business for more than 50 years, putting Liberty’s newness in perspective.

Today’s Homeowner Tip

Be sure to shop around and get multiple quotes from different home warranty providers before purchasing. Many companies have promotions over the phone that could save you money, so we recommend always calling a representative first to see if you can get a deal.

Liberty Home Guard Bottom Line: 

9.3/10

Liberty Home Guard impressed me with its 42 optional add-ons, many of which (grinder pump, freestanding ice maker, etc.) are options that other providers don’t offer. Also, in general, there’s less red tape around Liberty’s contract than I’ve seen with competitors during my research. There aren’t any nonstandard exclusions or limitations, so that’s a very good sign. Liberty is especially beneficial for homeowners who use window air conditioning units because it covers up to two portable window air conditioning units per home. Many other providers don’t cover AC window units at all. 

Despite being a newer company, Liberty Home Guard has great customer reviews on sites like the Better Business Bureau. Most home warranty providers have a bad reputation, so the fact that Liberty Home Guard has 4.5/5 stars speaks volumes. Liberty’s BBB rating is currently NR, but it was previously an A+, so there’s hope that the BBB will reinstate it. Given my experience with Liberty Home Guard, I would feel comfortable purchasing the Total Home Guard plan since it’s a good bargain for comprehensive coverage. However, the Appliance Guard plan is a bit overpriced, and the Systems Guard plan is basically the same price as the comprehensive coverage. If you’re interested in Liberty Home Guard, I recommend spending the extra $5 to $10 and getting the Total Home Guard plan.

Liberty Home Guard Plans and Costs 

10/10

We gave Liberty Home Guard a 10 for its home warranty plans and coverage because of its wide range of add-ons and affordable comprehensive coverage. Liberty Home Guard offers three home warranty coverage plans. Below is a quick overview of each LHG plan:

  • Appliance Guard (Basic coverage): Appliance Guard covers 12 home appliances, including garbage disposals and washing machines.
  • Systems Guard (Midtier coverage): Systems Guard covers six home systems, including HVAC and electrical systems.
  • Total Home Guard (High coverage): Total Home Guard covers all items listed in the Appliance and Systems Guard plans.

Liberty Home Guard lists several factors in its sample contract that affect your plan. Here is an overview of each:

  • Workmanship Guarantee: 60 days
  • Appliance overage caps: $2,000 per covered appliance
  • System coverage caps: $2,000 for all except electrical and plumbing
  • Electrical and plumbing coverage caps: $250–$500

When it comes to plan choice, I think the Appliance Guard option is a bit pricy for a plan that doesn’t cover any home systems, but the Total Home Guard plan is a major bargain since it’s only $5 more expensive than the Systems Guard plan. I recommend the Total Home Guard plan since it’s a great deal for comprehensive coverage. However, I would shy away from the Appliance Guard plan because it’s not a great value for the money. If you only want to cover your appliances, the ShieldGold plan from American Home Shield is a better bargain at only $29.16. Liberty Home Guard’s plan options are outlined in the chart below.

PlanMonthly CostService FeeAvailable Discounts
Systems Guard$54.99$65 – $125$225 off two free bonus months (with annual billing)Free limited roof leak protection
Total Home Guard$59.99$65 – $125$225 off two free bonus months (with annual billing)Free limited roof leak protection
Appliance Guard$49.99$65 – $125$225 offTwo free bonus months (with annual billing)Free limited roof leak protection
Editor’s Note: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Houston, TX. The cost data presented was accurate at the time of publication. 
Available Add-Ons

The following add-ons are available for all plans:

  • Additional Spa – $9.99
  • Carpet Cleaning – $19.99
  • Casita Guest Unit – $35.99
  • Central Vacuum – $8.99
  • Ejector Pump – $14.99
  • Electronics Protection – $19.99
  • Freestanding Ice Maker – $14.99
  • Generator – $19.99
  • Grinder Pump – $14.99
  • Gutter Cleaning – $14.99
  • Ice Maker (In-Fridge) – $3.99
  • Instant Hot Water Dispenser – $9.99
  • Lawn Sprinkler System – $9.99
  • Lighting Fixtures $7.99
  • Limited Roof Leak – $11.99
  • Pest Control – $14.99
  • Plumbing Fixtures – $7.99
  • Pool And Spa – $19.99
  • Power Washing (Exterior Flooring) – $19.99
  • Pro-Series Clothes Dryer – $4.99
  • Pro-Series Dishwasher – $7.99
  • Pro-Series Microwave – $4.99
  • Pro-Series Range/Oven/Cooktop – $12.99
  • Pro-Series Refrigerator – $14.99
  • Pro-Series Stand-Alone Freezer – $14.99
  • Pro-Series Washing Machine – $4.99
  • Re-Key – $9.99
  • Reverse Osmosis Water Filter System – $14.99
  • Saltwater Pool – $23.99
  • Second Refrigerator – $7.99
  • Septic System Pumping – $12.99
  • Stand-Alone Freezer – $5.99
  • Sump Pump – $8.99
  • Swamp Cooler – $14.99
  • Trash Compactor – $7.49
  • Tv Mounting (Up To 65-Inch Tvs) – $14.99
  • Tv Mounting (Up To 85-Inch Tvs) – $19.99
  • Water Dispenser Water Line – $4.99
  • Water Softener – $13.99
  • Well Pump – $12.99
  • Window Washing/Cleaning – $19.99
  • Wine Cooler/Fridge – $11.99

I find roof leak coverage especially beneficial because leaks are some of the most common damages to homes, but this may vary depending on where you live. If you live in a particularly dry, warm climate, the lawn sprinkler system add-on may make more sense to keep your lawn healthy and green despite the scorching temperatures. However, if you live in an area where it rains a lot, the roof leak coverage, although limited, can be a benefit to your home. On the other end of the spectrum, the TV mounting coverage is unnecessary because a new TV mount is inexpensive, and the monthly price is a lot for an add-on.

Exclusions

The following exclusions apply to all of Liberty’s plans:

  • Any kind of valve or leak
  • Chimneys and exhausts
  • Damage caused by improper installation
  • Damage caused by pests or mold
  • Damage caused by rust or corrosion
  • Disposal of old systems or appliances
  • Glass parts
  • Installation of systems or parts
  • Known or unknown preexisting conditions
  • Lighting
  • Luxury or commercial-grade systems and appliances
  • Poorly maintained systems or appliances
  • Routine maintenance
  • Solar systems
  • “Smart” components and parts

These exclusions are standard in the industry and match most of what I found with competitors.

Liberty Home Guard Affordability 

8.9/10

Liberty Home Guard’s most affordable plan starts higher than most competitors at $50 a month, but Liberty’s rates top out at $59.99 for the Total Home Guard plan, which is a great deal for full home coverage. It’s not as expensive as some premium monthly options from AFC Home Warranty ($89) and First American Home Warranty ($72). While the systems-only plan and the appliance-only plan are a bit overpriced, the comprehensive plan is a great value.

The customer representative I spoke to stated that there was a service fee discount for policies purchased over the phone, bringing my service fee price down by a whopping $40. This may not be the case for every policy or every location, so keep in mind that your individual service fees and monthly rates will vary. However, I recommend calling first and asking if there’s a discount for purchasing your policy over the phone.

Be sure to read the entire Liberty Home Guard sample contract to learn all the details about your plan and any terms that apply specifically to residences in your home state.

Editor’s Note: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Houston, TX. The cost data presented was accurate at the time of publication. 

Liberty Home Guard Customer Experience

7.8/10

Liberty Home Guard ranks fairly well amongst the competition when it comes to its customer experience. In general, its agents are very informative and helpful, but they aren’t always fully transparent when pitching the contract to customers. This is common in the industry since most of the companies don’t highlight glaring red flags in the sample contract.

However, Liberty’s agents are still very knowledgeable and responsive to questions. Most complaints on review sites were regarding items not being covered under warranty and the long waiting period (30-60 days) in the sample contract, so we gave Liberty a 7.8 out of 10.

Liberty Home Guard Company Reputation

9.1/10

Liberty Home Guard has particularly high scores on most customer review sites, making them an extremely reliable choice. I can’t stress enough how rare it is to find a company with more than 90% positive reviews on any site, let alone three different review sites. In an industry plagued by negative reviews, Liberty Home Guard is truly an outlier. However, I do want to highlight that Liberty Home Guard’s current BBB status has shifted from an A+ to NR or “Not-Rated. We reached out to a representative from the Better Business Bureau, and they said, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.”  Keep in mind that the BBB has changed LHG’s rating from graded to NR a few times in the past two years. The last grade before the current NR was an A+.

Most customers praised Liberty Home Guard for its diligent customer representatives and prompt service. On the other hand, the complaints were typically about Liberty not covering certain items or being slow to address repairs. Yelp told a very different story than some of the other review sites, though it’s not surprising because many customers only choose to write a review if they’ve had a bad experience. Additionally, Yelp is traditionally popular with reviewing restaurants and small businesses instead of contractors and warranty/insurance companies, so Yelp isn’t as well-rounded as sites like Trustpilot and BBB for this industry. These complaints are common to the industry, showing that even for a company with 90% positive reviews, there are still some issues to watch out for.

Rating SiteRatingNumber of Review
BBBNR*Customer Reviews are not used in the calculation of BBB Rating
TrustpilotA2,236
GoogleA9,693
YelpF48
*Under review due to recent complaints as of Feb 2024. Previously an “A+” rating. 
Editor’s Note: The ratings provided were accurate at the time of publication.

Note (as of 2/19/24): The Better Business Bureau recently shifted LHG’s A+ rating to “NR.” We reached out to a representative from the Better Business Bureau, and they told us, “This business is not currently rated. BBB has recently received numerous complaints against this business and will issue a rating after it has fully evaluated them.” When asked about whether they revoke ratings after an increase in complaints, the rep said, “Yes, if they feel they need to review the complaints first before issuing an accurate rating.” This scenario has happened to LHG twice in the last two years, but each time, the BBB has restored its A+ rating after a thorough review.

Liberty Home Guard Claims Process

10/10

Liberty Home Guard has a standard claims process, allowing you to submit your claim by phone or online 24/7. Liberty will aim to contact a technician within 24 to 48 business hours, but its average claim response time is 12 hours.

In most cases, Liberty Home Guard pays claims in a timely manner and sends technicians within a reasonable window of time. There are occasional customer complaints where an item isn’t covered or a technician isn’t dispatched within a reasonable time. Still, these are the exception rather than the rule. Simply put, no other company I’ve researched has a more reliable claims process than Liberty Home Guard. 

Liberty Home Guard Availability

10/10

Liberty Home Guard is available in all 50 states, giving it a perfect score for national availability. Even if you only need a home warranty policy for your state, nationwide availability is typically a sign that a company is more established and has a wider network of technicians that can service your home. Although availability isn’t the most important factor, it can be a sign of the company’s legitimacy and ability to function across the entire country.

Liberty Home Guard vs. The Competition

Liberty Home Guard Vs. American Home Shield

Liberty Home Guard scored better than American Home Shield in every category except customer experience, but there’s more to dig into. What I liked most about American Home Shield was its affordable coverage, which starts at just $20.99, and its high coverage limits for appliances and home systems. While Liberty Home Guard and American Home Shield are neck and neck when it comes to comprehensive price, American Home Shield offers more affordable starting plans. Also, American Home Shield has a $5,000 HVAC coverage limit and a $4,000 appliance coverage limit on its ShieldPlatinum plan, which is $2,000 to $3,000 more than Liberty.

However, Liberty has better customer reviews than American Home Shield, making it the more trustworthy choice. I would still recommend Liberty Home Guard to homeowners who want comprehensive coverage because Liberty’s reputation and customer review scores are second to none. Still, for homeowners who want a budget-friendly plan for limited coverage, I would recommend American Home Shield as one of the cheapest home warranty companies. Additionally, I would recommend American Home Shield to homeowners who have appliances that cost more than $2,000 because its coverage limits are much higher than Liberty’s.

Provider Subscores (10 Point Scale)Liberty Home GuardAmerican Home Shield
Plans and Coverage10.09.0
Affordability8.98.7
Customer Experience7.88.4
Company Reputation9.17.7
Claims Process10.08.4
Availability10.010.0
Overall9.38.6

Liberty Home Guard Vs. American Home Shield

Liberty Home Guard Vs. Choice Home Warranty

Liberty Home Guard scored better than or equal to Choice Home Warranty in every category of our research, but that doesn’t mean there’s no reason to reconsider your provider choice. While Liberty excels in its plan selection and available add-ons, Choice Home Warranty excels in customer service. CHW has a four-hour guarantee stating that after you submit a service request, they’ll reach out to available service providers within just four hours. Most competitors try to reach out to a service technician within 24 to 48 hours, and they don’t have an outright guarantee, so Choice Home Warranty is much quicker.

However, Choice Home Warranty is currently subject to a class-action lawsuit filed by the Arizona Attorney General’s Office in 2019. It also has more complaints on review sites, mainly saying the company denies some claims in bad faith. Although the pricing for both companies is comparable, I would still recommend Liberty Home Guard because of its reliability and reputation. Choice Home Warranty simply can’t match the trustworthiness of Liberty Home Guard, and seeing firsthand how Liberty treats its potential customers, I have much more confidence in the company.

Provider Subscores (10 Point Scale)Liberty Home GuardChoice Home Warranty
Plans and Coverage10.08.3
Affordability8.98.9
Customer Experience7.87.8
Company Reputation9.18.3
Claims Process10.08.8
Availability10.010.0
Overall9.38.5

Choice Home Warranty Review

Liberty Home Guard Vs. Select Home Warranty

Select Home Warranty scores higher than Liberty Home Guard in affordability and customer experience but by very small margins. While Select is more affordable than Liberty, its plans are only around $5 to $10 less a month. Plus, a low monthly rate isn’t everything. Liberty offers more add-ons than Select, and its appliance coverage limits are $1,500 higher.

However, Liberty scores higher than Select in every other category. I read through Select’s entire sample contract, so I know that Select Home Warranty has low appliance coverage limits and strict terms and conditions for claims, which is reflected in its low claims process score. I recommend Liberty Home Guard to customers because the customer satisfaction it offers is worth the extra $5 to $10 a month.

Provider Subscores (10 Point Scale)Liberty Home GuardSelect Home Warranty
Plans and Coverage10.08.3
Affordability8.99.1
Customer Experience7.88.1
Company Reputation9.18.0
Claims Process10.07.6
Availability10.010.0
Overall9.38.4

Select Home Warranty Review

Liberty Home Guard’s BBB Rating

In 2024, the Better Business Bureau (BBB) downgraded Liberty Home Guard’s A rating to NR (not rated). In addition, BBB tagged the company’s BBB page with a Pattern of Complaint alert. The alert says BBB noticed increased consumer complaints since 2023 “regarding the claims process, customer service, and sales tactics.”

The Pattern of Complaint alert also mentions that LHG was contacted on March 11, 2024, to seek cooperation in resolving the issues.

Liberty Home Guard responded on March 12, 2024, by letting BBB know “that new software upgrades are currently being deployed, which are intended to facilitate the communication regarding the scheduling of technician appointments and streamlining the claims process. In addition, the company reports that it is increasing its customer service headcount and augmenting the training sessions and oversight for its sales representatives.”

Liberty Home Guard co-founders and co-CEOs Ben Joseph and David Moreno also issued a joint statement regarding the BBB alert and LHG’s commitment to its customers:

“Despite the BBB’s alert, our customer satisfaction levels remain by far the highest relative to our scale. Last month, we had the lowest percentage of customer cancellation requests in our entire history. On the BBB’s own platform, Liberty Home Guard has achieved a star rating of 4.5 out of 5 from nearly 2,500 reviews. For added context, the approximately 480 resolved complaints on Liberty Home Guard’s BBB profile equate to an extremely low fraction of a percentage relative to the size and scale of our total customer base.”

“As we navigate this situation, which we believe will be resolved in time, we want to assure you that we remain committed to our customers and their satisfaction; they are the key stakeholders we orient all our efforts around.”

Despite the NR rating, LHG’s customer review rating is 4.4 out of 5 stars on BBB, higher than most providers I’ve reviewed. The customer rating is based on more than 2,300 reviews.

How Do I Use My Liberty Home Guard Coverage Plan?

Before signing up for a Liberty Home Guard plan, I recommend understanding how a home warranty works. For example, you should read certain sections of the company’s sample contract to understand its exclusions and limitations. Below is a brief overview of how to maximize the value of your LHG coverage plan.

Read Your Sample Contract

We highly suggest reading Liberty Home Guard’s sample contract before purchasing a plan because knowing what LHG covers and excludes can help you avoid a denied claim. Here are the main sections you should focus on in LHG’s sample contract:

  • Section B: This section distinguishes your responsibilities from LHG’s responsibilities. Familiarize yourself with this section to understand your policy’s duration and start date, amongst other things.
  • Section C: This section lists the different ways you can request service from Liberty Home Guard.
  • Sections D, E, F and G: These sections list all the coverage options LHG offers in the Appliance, Systems and Total Home Guard plans. These sections also highlight excluded item components.
  • Section H: This section highlights the limitations and exclusions LHG stipulates in its coverage plans. Pay special attention to this section to understand what the company classifies as an exclusion.
  • Section J: This section outlines LHG’s cancellation policy.

How to File a Claim

Liberty Home Guard provides two claim-filing methods: a 24/7 claims phone number and an online portal. In its sample contract, LHG bolds the following statement: “LHG must be notified as soon as the malfunction is discovered and prior to the expiration of the Agreement Term and any bonus months.” Delaying notifying the company of an appliance or system breakdown could lead to claim denial.

After approving your claim, LHG will send an in-network service provider to your home within 48 business hours. However, the company’s sample contract states that these ranges are for claims submitted during normal business hours. If you submit a claim after hours, on the weekend, or during a holiday, expect a delay in your claim’s processing.

How Long Does My Coverage Plan Last?

Liberty Home Guard offers plans that, in most cases, last 12 months. For an annual premium, you can purchase a multiyear policy. When you purchase coverage, LHG won’t accept claims until the initial waiting period ends. This period lasts for 30 days after you sign up.

Like most home warranty companies, Liberty Home Guard provides a free cancellation period. It will refund your entire policy premium if you cancel within the first 30 days of purchase. 

If you cancel after 30 days, Liberty Home Guard will refund a prorated amount based on the amount of time you held your policy. In addition, LHG charges a $50 cancellation fee.

How Should I Handle a Dispute With Liberty Home Guard?

If you have a dispute with LHG regarding your most recent claim, you can take several actions to expedite the resolution process:

  1. Confirm your coverage details: Angel Conlin, chief insurance and compliance officer at Kin Insurance, recommends the following: “After a claim has been denied, your first step should be to review your home warranty coverage to verify that the reasons cited for the denial comply with your warranty provider’s coverage terms.”
  2. Contact Liberty Home Guard: Once you’ve reviewed your service contract and confirmed your malfunction is covered, contact LHG. We suggest you try contacting them at least three times before escalating the matter.
  3. Document everything: Each time you contact claims or customer service, get the name of the person you spoke to and the date and time of your interaction. If you contact LHG via email, save the email chain. These documents prove you attempted to resolve the issue if you need to escalate it to a higher authority.
  4. Contact a consumer protection agency: If LHG still refuses to cooperate after your third attempt at resolution, you should contact your state’s consumer protection agency. Your state’s attorney general’s office or insurance commissioner has a complaint form on its website.

Who Is Liberty Home Guard Best For?

Liberty Home Guard is best for homeowners who have a lot of appliances that aren’t covered by other home warranty companies and for those who value a company’s reputation. Liberty Home Guard has more customizable add-on options than any other competitor in the industry, and I was very impressed by the sheer number of covered items offered. 

Better yet, while other home warranty companies have some unseemly customer reviews that may deter cautious shoppers, Liberty Home Guard scored higher than any other competitor when it comes to its company reputation. The home warranty industry is notoriously riddled with complaints, so Liberty Home Guard’s stand-out reputation is great for peace of mind.

If you’re still deciding if home warranties are worth it for you, read our deep-dive home warranty guide on the pros and cons of home warranty policies. 

FAQs About Liberty Home Guard

Is Liberty Home Guard Legit?

Liberty Home Guard is a legitimate home warranty company that operates throughout the United States.

How Much Does Liberty Home Guard Cost?

Liberty Home Guard costs about $55 per month on average, depending on where you live and excluding service fees. Read our pricing guide to learn more about how much a home warranty costs.

What Does Liberty Home Guard Cover?

Liberty Home Guard offers coverage for the following systems and appliances:

  • Additional Spa 
  • Air Conditioning
  • Appliances:
  • Built-in Microwave Ovens
  • Carpet Cleaning 
  • Casita Guest Unit 
  • Ceiling and Exhaust Fans
  • Central Vacuum 
  • Clothes Dryer
  • Clothes Washer
  • Dishwashers
  • Ductwork
  • Ejector Pump 
  • Electrical
  • Electronics Protection
  • Freestanding Ice Maker 
  • Garage Door Openers
  • Garbage Disposals
  • Generator 
  • Grinder Pump
  • Gutter Cleaning 
  • Heating
  • Ice Maker (In-Fridge) 
  • Instant Hot Water Dispenser 
  • Kitchen Refrigerator
  • Lawn Sprinkler System 
  • Lighting Fixtures
  • Limited Roof Leak 
  • Pest Control
  • Plumbing
  • Plumbing Fixtures 
  • Pool And Spa
  • Power Washing (Exterior Flooring)
  • Pro-Series Clothes Dryer
  • Pro-Series Dishwasher 
  • Pro-Series Microwave
  • Pro-Series Range/Oven/Cooktop 
  • Pro-Series Refrigerator
  • Pro-Series Stand-Alone Freezer
  • Pro-Series Washing Machine 
  • Ranges/Ovens/Cooktops
  • Re-Key 
  • Reverse Osmosis Water Filter System 
  • Saltwater Pool
  • Second Refrigerator 
  • Septic System Pumping 
  • Stand-Alone Freezer 
  • Sump Pump
  • Swamp Cooler
  • Trash Compactor
  • TV mounting (Up To 65-Inch Tvs)
  • TV mounting (Up To 85-Inch Tvs)
  • Water Dispenser Water Line
  • Water Heaters
  • Water Softener
  • Well Pump
  • Window Washing/Cleaning 
  • Wine Cooler/Fridge

Liberty Home Guard has the following exclusions on all plans:

  • Any kind of valve or leak
  • Chimneys and exhausts
  • Damage caused by improper installation
  • Damage caused by pests or mold
  • Damage caused by rust or corrosion
  • Disposal of old systems or appliances
  • Glass parts
  • Installation of systems or parts
  • Known or unknown preexisting conditions
  • Lighting
  • Luxury or commercial-grade systems and appliances
  • Poorly maintained systems or appliances
  • Routine maintenance
  • Solar systems
  • “Smart” components and parts

If you want to learn more about what a home warranty covers, read our informative home warranty coverage guide.

How Do You Cancel Liberty Home Guard?

To cancel your policy with Liberty Home Guard, you can call Liberty, email them at accounts@libertyhomeguard.com, or log in to your online customer portal, select the ‘Policy Details’ tab, and find a link titled ‘Cancel Coverage.’

Other Resources for Homeowners

Editorial Contributors
avatar for Mitchell Layton

Mitchell Layton

Full Bio

Full Bio

Mitchell Layton is a former professional mover who currently lives in Philadelphia, Pennsylvania. Mitchell spent years packing and moving for REAL Rock N Roll Movers, a commercial and residential moving company based in Los Angeles that’s primarily staffed with up-and-coming musicians. That gave him plenty of experience navigating box trucks up and down the winding streets of LA. In addition to moving hundreds of happy customers into new homes and apartments all across Southern California, Mitchell has also performed corporate moves on company lots for Nickelodeon, Warner Bros, Universal Studios, Paramount, and more. After pouring blood, sweat, and tears into his profession, Mitchell has all the helpful tips you need for your next move.
avatar for Andrew Dunn

Andrew Dunn

Senior Editor

Full Bio

Full Bio

Andrew Dunn is a veteran journalist with more than 15 years of experience reporting and editing for local and national publications, including The Charlotte Observer and Business North Carolina magazine. His work has been recognized numerous times by the N.C. Press Association and the Society of American Business Editors and Writers. He is also a former general contractor with experience with cabinetry, finish carpentry and general home improvement and repair. Andrew earned a degree in journalism from the University of North Carolina at Chapel Hill, as well as a certificate in business journalism. He lives in Charlotte, N.C.
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